The monthly contributions are considered as savings for the members. These are invested to generate returns. Upon retirement, a member receives a package made up of the total amount he/she has contributed over the years and the returns thereon.
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The great explorer of the truth, the master-builder of human happiness no one rejects dislikes avoids pleasure itself because it is pleasure but because know who do not those how to pursue pleasures rationally encounter consequences that are extremely painful desires to obtain.
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